CHECKING (SHARE DRAFTS)

Share draft accounts act as checking accounts. Normally, share draft accounts do not return cancelled checks because duplicate checks are used. Each month's statement is very easy to read and verify. Forest Kraft has four lifestyle checking options: First Service checking for those who have basic checking needs; PrimeService checking for those who need additional services such as free debit cards and a dividend earning account; and SilverService checking designed for those 50 and over who wish additional services such as free Travelers Checks, safe deposit boxes, and stop payment orders, and MaxMoney, a money market account for those who can maintain a higher balance and have fewer transactions per month. All accounts can be opened for as little as $25. Some of these require a minimum balance to be maintained or a monthly fee is charged. See our Lifestyle Checking Services brochure for a complete list of services offered by each account.